open enrollment starts soon

Open Enrollment Starts Soon

The Medicare open enrollment period for 2016 is starting on October 15th and ends December 7th. These dates are important for those who didn’t enroll in Medicare during their initial enrollment period or for those who want to make changes to their current plan. Here’s what you need to know about enrolling in Medicare.

New to Medicare

If you are turning 65 and have worked for at least 10 years (during which time you paid Medicare taxes),

Medicare Out-of-Pocket Costs You Should Expect To Pay

Medicare Out-of-Pocket Costs You Should Expect To Pay

Medicare provides health insurance to most older Americans, but there are still expenses that have to be paid out-of-pocket. Medicare has a complicated set of rules that can be difficult to understand. So here are some of the expenses you can expect with Medicare:

Medicare Premiums

The standard Medicare Part B premium is $104.90 per month in 2016,

Traveling With Medicare

Traveling With Medicare

Traveling in the United States

If you are a Medicare beneficiary and you have Original Medicare (Part A & B) then you can travel anywhere within the United States and still be covered by Medicare as long as you use doctors and hospitals that accept Medicare. If you have Medicare Advantage (Part C) then you may have to pay more out of pocket for visiting an out of network provider.

What You Need to Know About Medigap

What You Need to Know About Medigap

Medigap, or the Medicare Supplemental plan, is extra health insurance that you can buy from a private company to pay health care costs that are not covered by Original Medicare (Parts A & B), such as co-payments, deductibles, and health insurance if you travel outside the U.S. Medigap policies do not cover long-term care such as stays in a nursing facility,

what to do during your first year with medicare

What To Do During Your First Year With Medicare

You may think that after you sign up and choose your coverage for Medicare that you’re done, but there are still a few things that you should do within your first year of having Medicare. Here’s a list to help you get started.

  1. Fill Out An Authorization Form

  2. If you ever want your friends and family to call Medicare on your behalf then you’ll have to fill out an authorization form.